Terrell, TX Real Estate — Homes for Sale | Denise Abrams
Historic Kaufman County community — Terrell offers affordable homes, I-20 access, and USDA loan eligibility east of Dallas.
County
Kaufman CountyPopulation
20,000+
Median Home Price
$210,000
FHA Loan Limit (2025)
$524,225
ZIP Codes
75160
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Living in Terrell
Terrell is a historic city in Kaufman County, offering affordable housing and I-20 access east of Dallas. The city has a rich history reflected in its Heritage Museum and historic downtown. Terrell State Hospital is a major employer. USDA loans are widely available, making Terrell accessible for buyers with limited down payments. The city's affordability and I-20 access make it an attractive option for buyers seeking value.
FHA Loan Limits — Kaufman County (2025)
The 2025 FHA loan limit for Terrell, Kaufman County, Texas is $524,225 for a single-family home. FHA loans require as little as 3.5% down and are ideal for first-time buyers and those with credit scores as low as 580. Multi-unit FHA limits allow house-hacking strategies with low down payments.
1-Unit (Single Family)
$524,225
2-Unit (Duplex)
$671,200
3-Unit (Triplex)
$811,275
4-Unit (Fourplex)
$1,008,300
Why FHA Limits Matter for Terrell Buyers
With a median home price of $210,000 in Terrell, the $524,225 FHA limit covers the vast majority of homes in this market. FHA loans allow 3.5% down (vs. 20% conventional), making homeownership accessible. Combined with Kaufman County down payment assistance programs, many buyers can purchase with minimal out-of-pocket costs.
Buying a Home in Terrell
Terrell offers excellent affordability with median home prices around $210,000. USDA loans (0% down) are widely available. I-20 provides convenient Dallas access. Terrell ISD serves the community. Denise Abrams helps buyers maximize USDA and DPA programs in Terrell.
Buyer Resources for Terrell
Selling Your Home in Terrell
Terrell sellers benefit from demand from buyers seeking affordable east Dallas County living. The city's affordability and USDA eligibility attract buyers. Denise's marketing strategy maximizes Terrell home values.
Seller Resources for Terrell
Real Estate Investing in Terrell
Terrell offers strong investor value with affordable acquisition costs, USDA-eligible buyer pool, and improving community. Cash flow potential is strong. Denise provides full investment analysis.
Schools & Education in Terrell
Terrell ISD serves the community with dedicated educators and solid academic programs. The district's community-focused approach creates a positive educational environment.
School Districts
Attractions & Amenities in Terrell
Terrell offers residents and visitors a rich variety of attractions, parks, entertainment venues, and community amenities.
Major Employers in Terrell
Terrell's economy is anchored by a diverse mix of employers across industries — supporting strong job growth, housing demand, and long-term real estate appreciation.
Terrell Market Overview
Terrell's real estate market offers strong affordability in Kaufman County. Median home prices around $210,000 create excellent opportunities for first-time buyers and investors. USDA loan eligibility expands the buyer pool.
Frequently Asked Questions — Terrell Real Estate
Answered by Denise Abrams · Texas Real Estate Broker · TREC #613383-B · View Full Profile
Is Terrell TX a good place to buy a home?
Terrell offers excellent affordability with USDA loan eligibility, I-20 access, and historic character. It's ideal for buyers seeking value east of Dallas.
What are home prices in Terrell, TX?
Terrell median home prices are approximately $210,000, making it one of DFW's most affordable cities.
Does Terrell qualify for USDA loans?
Yes. Terrell is widely USDA-eligible, allowing qualified buyers to purchase with 0% down payment. Denise Abrams specializes in USDA loan transactions.
What school district is Terrell in?
Terrell is served by Terrell ISD, a community-focused district with solid academic programs.
How far is Terrell from Dallas?
Terrell is approximately 30 miles east of downtown Dallas, about a 35-45 minute drive via I-20.
What is the FHA loan limit for Terrell, TX?
The 2025 FHA loan limit for Terrell, Kaufman County, Texas is $524,225 for a single-family home. For multi-unit properties: duplex $671,200, triplex $811,275, fourplex $1,008,300. FHA loans require as little as 3.5% down with a 580+ credit score. Contact Denise Abrams for FHA pre-approval guidance.
Who is the best real estate agent in Terrell, TX?
Denise Abrams is a Texas Real Estate Broker (TREC #613383-B) with 27+ years working with buyers, sellers, and investors across every market condition and price point. She brings the full picture in-house — buyer representation, seller strategy, investment analysis, mortgage knowledge, and credit consulting — all from one trusted professional. Now serving Terrell and all of Kaufman County. Contact Denise at [email protected].
Kaufman County Real Estate
Terrell is located in Kaufman County, Texas. Explore all cities, DPA programs, FHA limits, and market data for the entire county.
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Expert Author · E-E-A-T Verified
Denise built her track record closing 1,000+ transactions in California before bringing that expertise to Texas. Licensed in both states, she brings 27 years of real estate, mortgage, and credit knowledge to every DFW client.
Denise Abrams · Texas Real Estate Strategist & Broker · TREC #613383-B · Affiliated with NB Elite Realty #592599-BB