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Net Equity Calculator

What Would You Actually Walk Away With?

Enter your estimated home value, mortgage payoff, and county — and see a side-by-side comparison of a cash offer vs. a traditional listing, with real closing costs, tax prorations, and your exact net check at closing.

Cash offer in 24 hours
Max equity with traditional listing
Real closing cost estimates

Your Home Details

All fields used to calculate your net proceeds

Used for tax rate lookup by county

Used to prorate property taxes

What this calculator includes:

6% commission + $495 TC fee
County title & escrow fees
Property tax proration to close
Mortgage payoff & second liens

How It Works

Three Paths. One Expert. You Decide.

Cash Offer — Low Range

60–65% of Market Value

Fastest close. Zero repairs, zero showings. Best for sellers who need certainty over maximum equity.

Traditional Listing

100% of Market Value

Full MLS exposure with Denise's pre-underwriting process. Highest net proceeds. Average ≤10 days on market.

Cash Offer — High Range

70–75% of Market Value

Faster than traditional, more equity than the low-end cash offer. Good middle ground for as-is sellers.

Ready to See Your Real Numbers?

The calculator gives you a strong estimate. Denise gives you the exact number — with a full net sheet, a market analysis, and a strategy built around your goals.