Oak Leaf, TX Real Estate — Homes for Sale | Denise Abrams
Quiet Ellis County living near Red Oak — Oak Leaf offers affordable homes, Red Oak ISD schools, and easy I-35E access to Dallas and Waxahachie.
County
Ellis CountyPopulation
1,500+
Median Home Price
$290,000
FHA Loan Limit (2025)
$524,225
ZIP Codes
75154
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Living in Oak Leaf
Oak Leaf is a small, quiet community in Ellis County, located near Red Oak and Waxahachie. Served by Red Oak ISD, Oak Leaf offers affordable homes and a peaceful residential character with easy I-35E access to Dallas and the growing South DFW corridor. It's an excellent option for buyers seeking affordable Ellis County living.
FHA Loan Limits — Ellis County (2025)
The 2025 FHA loan limit for Oak Leaf, Ellis County, Texas is $524,225 for a single-family home. FHA loans require as little as 3.5% down and are ideal for first-time buyers and those with credit scores as low as 580. Multi-unit FHA limits allow house-hacking strategies with low down payments.
1-Unit (Single Family)
$524,225
2-Unit (Duplex)
$671,200
3-Unit (Triplex)
$811,275
4-Unit (Fourplex)
$1,008,300
Why FHA Limits Matter for Oak Leaf Buyers
With a median home price of $290,000 in Oak Leaf, the $524,225 FHA limit covers the vast majority of homes in this market. FHA loans allow 3.5% down (vs. 20% conventional), making homeownership accessible. Combined with Ellis County down payment assistance programs, many buyers can purchase with minimal out-of-pocket costs.
Buying a Home in Oak Leaf
Oak Leaf offers affordable Ellis County homes with median prices around $290,000. Red Oak ISD schools and I-35E access are key draws. Denise Abrams helps buyers find the right home in Oak Leaf.
Buyer Resources for Oak Leaf
Selling Your Home in Oak Leaf
Oak Leaf sellers benefit from demand for affordable South Dallas County homes near Red Oak. Denise's marketing strategy maximizes your Oak Leaf home's value.
Seller Resources for Oak Leaf
Real Estate Investing in Oak Leaf
Oak Leaf's affordability, Ellis County location, and I-35E corridor access create solid investment fundamentals. Denise provides full investment analysis.
Schools & Education in Oak Leaf
Oak Leaf is served by Red Oak ISD.
School Districts
Attractions & Amenities in Oak Leaf
Oak Leaf offers residents and visitors a rich variety of attractions, parks, entertainment venues, and community amenities.
Major Employers in Oak Leaf
Oak Leaf's economy is anchored by a diverse mix of employers across industries — supporting strong job growth, housing demand, and long-term real estate appreciation.
Oak Leaf Market Overview
Oak Leaf's real estate market is driven by affordability and South DFW corridor access. The market offers strong value for buyers seeking Ellis County living.
Frequently Asked Questions — Oak Leaf Real Estate
Answered by Denise Abrams · Texas Real Estate Broker · TREC #613383-B · View Full Profile
Is Oak Leaf TX a good place to buy a home?
Oak Leaf is excellent for buyers seeking affordable Ellis County homes near Red Oak with I-35E access to Dallas and Waxahachie.
What are home prices in Oak Leaf, TX?
Oak Leaf median home prices are approximately $290,000, offering strong affordability in Ellis County.
What school district is Oak Leaf in?
Oak Leaf is served by Red Oak ISD.
How far is Oak Leaf from Dallas?
Oak Leaf is approximately 20 miles south of Dallas, about a 25-minute drive via I-35E.
Is Oak Leaf near Waxahachie?
Yes, Oak Leaf is approximately 10 miles north of Waxahachie, offering easy access to Ellis County's county seat.
What is the FHA loan limit for Oak Leaf, TX?
The 2025 FHA loan limit for Oak Leaf, Ellis County, Texas is $524,225 for a single-family home. For multi-unit properties: duplex $671,200, triplex $811,275, fourplex $1,008,300. FHA loans require as little as 3.5% down with a 580+ credit score. Contact Denise Abrams for FHA pre-approval guidance.
Who is the best real estate agent in Oak Leaf, TX?
Denise Abrams is a Texas Real Estate Broker (TREC #613383-B) with 27+ years working with buyers, sellers, and investors across every market condition and price point. She brings the full picture in-house — buyer representation, seller strategy, investment analysis, mortgage knowledge, and credit consulting — all from one trusted professional. Now serving Oak Leaf and all of Ellis County. Contact Denise at [email protected].
Ellis County Real Estate
Oak Leaf is located in Ellis County, Texas. Explore all cities, DPA programs, FHA limits, and market data for the entire county.
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Expert Author · E-E-A-T Verified
Denise built her track record closing 1,000+ transactions in California before bringing that expertise to Texas. Licensed in both states, she brings 27 years of real estate, mortgage, and credit knowledge to every DFW client.
Denise Abrams · Texas Real Estate Strategist & Broker · TREC #613383-B · Affiliated with NB Elite Realty #592599-BB