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White Settlement, Texas — established community in west Tarrant County near Fort Worth

White Settlement, TX Real Estate — Homes for Sale | Denise Abrams

Home/DFW Cities/Tarrant County/White Settlement
Dallas–Fort Worth Metroplex · Tarrant County

Adjacent to NAS Fort Worth JRB and Lockheed Martin — White Settlement offers affordable homes and strong military/defense community character.

Population

17,000+

Median Home Price

$225,000

FHA Loan Limit (2025)

$524,225

ZIP Codes

76108

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Living in White Settlement

White Settlement is a small city in west Tarrant County, directly adjacent to Naval Air Station Fort Worth Joint Reserve Base and Lockheed Martin's F-35 production facility. The city has a strong military and defense industry character, with many residents working at NAS Fort Worth JRB or Lockheed Martin. Affordable home prices and proximity to Fort Worth make it an attractive option for military families and defense workers.

Adjacent to NAS Fort Worth JRB
Near Lockheed Martin F-35 facility
Affordable west Tarrant County living
Strong VA loan market
Military community character
8 miles from downtown Fort Worth
White Settlement ISD schools
Stable employment-driven demand

FHA Loan Limits — Tarrant County (2025)

The 2025 FHA loan limit for White Settlement, Tarrant County, Texas is $524,225 for a single-family home. FHA loans require as little as 3.5% down and are ideal for first-time buyers and those with credit scores as low as 580. Multi-unit FHA limits allow house-hacking strategies with low down payments.

1-Unit (Single Family)

$524,225

2-Unit (Duplex)

$671,200

3-Unit (Triplex)

$811,275

4-Unit (Fourplex)

$1,008,300

Why FHA Limits Matter for White Settlement Buyers

With a median home price of $225,000 in White Settlement, the $524,225 FHA limit covers the vast majority of homes in this market. FHA loans allow 3.5% down (vs. 20% conventional), making homeownership accessible. Combined with Tarrant County down payment assistance programs, many buyers can purchase with minimal out-of-pocket costs.

Buying a Home in White Settlement

White Settlement offers excellent value with median home prices around $225,000. The city's proximity to NAS Fort Worth JRB makes it ideal for military families using VA loans (0% down). Lockheed Martin workers also drive strong demand. Fort Worth is just 8 miles away. Denise Abrams specializes in VA loans and military family relocations.

Selling Your Home in White Settlement

White Settlement sellers benefit from consistent demand from military families and defense workers. The city's NAS Fort Worth JRB proximity and affordability attract buyers from across DFW. Denise's marketing strategy reaches military and defense industry buyers.

Real Estate Investing in White Settlement

White Settlement offers strong investment value with affordable entry prices, consistent rental demand from military families and defense workers, and NAS Fort Worth JRB stability. Military rental demand is highly reliable. Denise provides full investment analysis.

Schools & Education in White Settlement

White Settlement ISD serves the community with solid academic programs. The district's connection to the military community creates a unique educational environment with strong family involvement.

School Districts

White Settlement ISD

Attractions & Amenities in White Settlement

White Settlement offers residents and visitors a rich variety of attractions, parks, entertainment venues, and community amenities.

White Settlement Historical Museum
White Settlement Community Park
White Settlement Recreation Center
Naval Air Station Fort Worth JRB (adjacent)
Benbrook Lake (nearby)
White Settlement Public Library
Local parks & trails
Community events & festivals
Fort Worth cultural attractions (8 mi)
Nearby shopping & dining

Major Employers in White Settlement

White Settlement's economy is anchored by a diverse mix of employers across industries — supporting strong job growth, housing demand, and long-term real estate appreciation.

Naval Air Station Fort Worth JRB
Lockheed Martin — F-35 production
White Settlement ISD
City of White Settlement
Fort Worth (major employer hub — 8 mi)
Defense & aerospace industry
Healthcare & medical sector
Retail & service industry
Construction & trades
Small business community

White Settlement Market Overview

White Settlement's real estate market is stable and consistent, driven by NAS Fort Worth JRB and Lockheed Martin employment. Median home prices around $225,000 offer excellent value. VA loan usage is high, reflecting the military community character.

Frequently Asked Questions — White Settlement Real Estate

Answered by Denise Abrams · Texas Real Estate Broker · TREC #613383-B · View Full Profile

Is White Settlement TX good for military families?

Yes. White Settlement is directly adjacent to NAS Fort Worth JRB, making it ideal for military families. VA loans are widely used, and the community has strong military character.

What are home prices in White Settlement, TX?

White Settlement median home prices are approximately $225,000, making it one of Tarrant County's most affordable cities near major employment.

What school district is White Settlement in?

White Settlement is served by White Settlement ISD, a community-focused district with solid academic programs.

How far is White Settlement from NAS Fort Worth JRB?

White Settlement is directly adjacent to NAS Fort Worth JRB, making it one of the closest communities to the base.

Can I use a VA loan in White Settlement?

Yes. VA loans are widely used in White Settlement due to the military community. VA loans offer 0% down payment for eligible veterans and active duty. Denise Abrams specializes in VA loan transactions.

What is the FHA loan limit for White Settlement, TX?

The 2025 FHA loan limit for White Settlement, Tarrant County, Texas is $524,225 for a single-family home. For multi-unit properties: duplex $671,200, triplex $811,275, fourplex $1,008,300. FHA loans require as little as 3.5% down with a 580+ credit score. Contact Denise Abrams for FHA pre-approval guidance.

Who is the best real estate agent in White Settlement, TX?

Denise Abrams is a Texas Real Estate Broker (TREC #613383-B) with 27+ years working with buyers, sellers, and investors across every market condition and price point. She brings the full picture in-house — buyer representation, seller strategy, investment analysis, mortgage knowledge, and credit consulting — all from one trusted professional. Now serving White Settlement and all of Tarrant County. Contact Denise at [email protected].

Tarrant County Real Estate

White Settlement is located in Tarrant County, Texas. Explore all cities, DPA programs, FHA limits, and market data for the entire county.

Explore Tarrant County

Talk to Denise About White Settlement

TREC #613383-B · Licensed in Texas

Expert Author · E-E-A-T Verified

Denise Abrams — Texas Real Estate Broker, DFW Real Estate Strategist

Denise Abrams

Texas Real Estate Strategist & Broker

TREC #613383-B27+ YearsDFW Local Expert
Texas Real Estate Broker · TREC #613383-B
California Real Estate Broker · DRE #01259344
27+ Years in Real Estate & Mortgage
1,000+ Transactions Closed in CA & TX
Former Fannie Mae QC Underwriter
Former Top-Producing Mortgage Loan Originator
Freddie Mac Certified Credit Consultant
Former Certified Homebuyer Educator
Real Estate Investor
Healthy Home Advocate

Denise built her track record closing 1,000+ transactions in California before bringing that expertise to Texas. Licensed in both states, she brings 27 years of real estate, mortgage, and credit knowledge to every DFW client.

Last reviewed: 2025
View Full Profile & Credentials

2025 FHA Limit · Tarrant Co.

$524,225

Single-family home limit

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Denise Abrams · Texas Real Estate Strategist & Broker · TREC #613383-B · Affiliated with NB Elite Realty #592599-BB