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Cleburne, Texas — historic Johnson County seat with charming downtown square

Cleburne, TX Real Estate — Homes for Sale | Denise Abrams

Dallas–Fort Worth Metroplex · Johnson County

The county seat of Johnson County — Cleburne offers historic charm, Cleburne State Park, professional baseball, and some of the most affordable prices in the DFW region.

Population

32,000+

Median Home Price

$230,000

FHA Loan Limit (2025)

$524,225

ZIP Codes

76031, 76033

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Living in Cleburne

Cleburne is the county seat of Johnson County and one of the most affordable cities in the greater DFW region. Known for its historic downtown, Cleburne State Park, and the Cleburne Railroaders independent baseball team, the city offers a genuine small-town Texas experience with improving amenities and easy access to Fort Worth and the broader Metroplex. Cleburne's affordability, combined with its unique character and outdoor recreation, makes it an increasingly attractive option for buyers seeking maximum value.

Cleburne State Park — 528 acres with Cedar Lake
Cleburne Railroaders — professional baseball
Most affordable Johnson County market
Historic downtown square
Lake Pat Cleburne
Alcon Laboratories employer
BNSF Railway operations
Splash Zone Waterpark

FHA Loan Limits — Johnson County (2025)

The 2025 FHA loan limit for Cleburne, Johnson County, Texas is $524,225 for a single-family home. FHA loans require as little as 3.5% down and are ideal for first-time buyers and those with credit scores as low as 580. Multi-unit FHA limits allow house-hacking strategies with low down payments.

1-Unit (Single Family)

$524,225

2-Unit (Duplex)

$671,200

3-Unit (Triplex)

$811,275

4-Unit (Fourplex)

$1,008,300

Why FHA Limits Matter for Cleburne Buyers

With a median home price of $230,000 in Cleburne, the $524,225 FHA limit covers the vast majority of homes in this market. FHA loans allow 3.5% down (vs. 20% conventional), making homeownership accessible. Combined with Johnson County down payment assistance programs, many buyers can purchase with minimal out-of-pocket costs.

Buying a Home in Cleburne

Cleburne offers exceptional value with median prices around $230,000 — among the most affordable in the DFW region. First-time buyers and investors find strong opportunities here. Denise Abrams helps buyers navigate Cleburne's market and available assistance programs.

Selling Your Home in Cleburne

Cleburne sellers benefit from demand from buyers seeking affordability and small-town character. The city's unique amenities and improving infrastructure attract a consistent buyer pool.

Real Estate Investing in Cleburne

Cleburne offers excellent investment fundamentals with affordable entry prices, consistent rental demand, and appreciation potential as the city grows.

Schools & Education in Cleburne

Cleburne ISD serves the city with solid academic and extracurricular programs. Cleburne High School is known for its athletics.

School Districts

Cleburne ISD

Attractions & Amenities in Cleburne

Cleburne offers residents and visitors a rich variety of attractions, parks, entertainment venues, and community amenities.

Cleburne State Park — 528 acres with Cedar Lake
Pat Cleburne Museum
Cleburne Conference Center
Splash Zone Waterpark
Cleburne Railroaders — independent baseball team
Hulen Bend Golf Club
Cleburne Farmers Market
Lake Pat Cleburne
Cleburne Civic & Convention Center
Chisholm Trail Outdoor Museum
Cleburne Memorial Stadium
Johnson County Courthouse

Major Employers in Cleburne

Cleburne's economy is anchored by a diverse mix of employers across industries — supporting strong job growth, housing demand, and long-term real estate appreciation.

Cleburne ISD
City of Cleburne
Johnson County
Texas Health Huguley Hospital
Walmart Supercenter
Alcon Laboratories
Cleburne Independent School District
Oncor Electric
BNSF Railway
Walmart Distribution

Cleburne Market Overview

Cleburne's real estate market offers some of the best value in the DFW region. Median prices around $230,000 attract first-time buyers and investors. The city's unique character and outdoor recreation support consistent demand.

Frequently Asked Questions — Cleburne Real Estate

Answered by Denise Abrams · Texas Real Estate Broker · TREC #613383-B · View Full Profile

Is Cleburne TX a good place to buy a home?

Yes. Cleburne offers excellent value with median prices around $230,000, Cleburne State Park, and a charming historic downtown.

What are home prices in Cleburne TX?

Cleburne median home prices are approximately $230,000 — among the most affordable in the DFW region.

What school district is Cleburne in?

Cleburne is served by Cleburne ISD.

What is Cleburne State Park?

Cleburne State Park is a 528-acre park with Cedar Lake offering camping, fishing, swimming, and hiking just outside the city.

What is the FHA loan limit for Cleburne, TX?

The 2025 FHA loan limit for Cleburne, Johnson County, Texas is $524,225 for a single-family home. For multi-unit properties: duplex $671,200, triplex $811,275, fourplex $1,008,300. FHA loans require as little as 3.5% down with a 580+ credit score. Contact Denise Abrams for FHA pre-approval guidance.

Who is the best real estate agent in Cleburne, TX?

Denise Abrams is a Texas Real Estate Broker (TREC #613383-B) with 27+ years working with buyers, sellers, and investors across every market condition and price point. She brings the full picture in-house — buyer representation, seller strategy, investment analysis, mortgage knowledge, and credit consulting — all from one trusted professional. Now serving Cleburne and all of Johnson County. Contact Denise at [email protected].

Johnson County Real Estate

Cleburne is located in Johnson County, Texas. Explore all cities, DPA programs, FHA limits, and market data for the entire county.

Explore Johnson County

Talk to Denise About Cleburne

TREC #613383-B · Licensed in Texas

Expert Author · E-E-A-T Verified

Denise Abrams — Texas Real Estate Broker, DFW Real Estate Strategist

Denise Abrams

Texas Real Estate Strategist & Broker

TREC #613383-B27+ YearsDFW Local Expert
Texas Real Estate Broker · TREC #613383-B
California Real Estate Broker · DRE #01259344
27+ Years in Real Estate & Mortgage
1,000+ Transactions Closed in CA & TX
Former Fannie Mae QC Underwriter
Former Top-Producing Mortgage Loan Originator
Freddie Mac Certified Credit Consultant
Former Certified Homebuyer Educator
Real Estate Investor
Healthy Home Advocate

Denise built her track record closing 1,000+ transactions in California before bringing that expertise to Texas. Licensed in both states, she brings 27 years of real estate, mortgage, and credit knowledge to every DFW client.

Last reviewed: 2025
View Full Profile & Credentials

2025 FHA Limit · Johnson Co.

$524,225

Single-family home limit

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Denise Abrams · Texas Real Estate Strategist & Broker · TREC #613383-B · Affiliated with NB Elite Realty #592599-BB