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Johnson County, TX Real Estate Guide | Denise Abrams

Home/DFW Cities/Johnson County
Dallas–Fort Worth Metroplex · Texas

Johnson County sits south of Fort Worth along the I-35W corridor, offering affordable housing options for buyers priced out of Tarrant County. Burleson is the county's fastest-growing city, with new construction and proximity to Fort Worth employment. Cleburne, the county seat, offers small-town charm and some of DFW's most affordable housing. The county's rural character and lower tax rates attract buyers seeking space and value.

Population

200,000+

Cities Served

4+

FHA Limit (2025)

$524,225

FHA Loan Limits — Johnson County (2025)

The 2025 FHA loan limit for Johnson County, Texas is $524,225 for a single-family home. These limits apply to all cities within Johnson County including Burleson, Cleburne, Joshua, Crowley, and more. FHA loans require as little as 3.5% down with a 580+ credit score.

1-Unit

$524,225

2-Unit

$671,200

3-Unit

$811,275

4-Unit

$1,008,300

Down Payment Assistance — Johnson County

TSAHC — up to 5% DPA grant for income-qualified buyers
My First Texas Home — 30-year fixed + DPA
SETH 5 Star Texas Advantage Program
FHA loans — 3.5% down with 580+ credit score
USDA loans — 0% down for eligible rural areas (most of Johnson County qualifies)
VA loans — 0% down for eligible veterans
View All DPA Programs

Johnson County Market Overview

Johnson County offers some of DFW's most affordable housing with median prices ranging from $230,000 in Cleburne to $295,000 in Burleson. New construction is active in Burleson and Crowley. The county's lower property tax rates and land costs make it attractive for first-time buyers and investors. The 2025 FHA loan limit of $524,225 covers all homes in Johnson County, and USDA loans are available in many rural areas.

Johnson County Real Estate FAQ

Answered by Denise Abrams · TREC #613383-B

What is the FHA loan limit for Johnson County, TX?

The 2025 FHA loan limit for Johnson County, Texas is $524,225 for a single-family home. This applies to all Johnson County cities including Burleson, Cleburne, Joshua, and Crowley.

Does Johnson County qualify for USDA loans?

Yes. Most of Johnson County qualifies for USDA Rural Development loans with 0% down payment. This includes many areas in Cleburne, Joshua, and rural communities. Denise Abrams can verify USDA eligibility for specific addresses.

Is Burleson a good place to buy a home?

Yes. Burleson offers excellent value south of Fort Worth with new construction, Burleson ISD schools, and easy access to Fort Worth employment via I-35W. Median home prices around $295,000 offer strong value.

How far is Johnson County from Fort Worth?

Burleson is approximately 15 miles south of downtown Fort Worth via I-35W, a 20-25 minute commute. Cleburne is about 30 miles south.

Who is the best real estate agent in Johnson County?

Denise Abrams is a Texas Real Estate Broker (TREC #613383-B) with 27+ years of DFW experience serving Johnson County. Contact Denise at deniseabrams.com.

Expert Author · E-E-A-T Verified

Denise Abrams — Texas Real Estate Broker, DFW Real Estate Strategist

Denise Abrams

Texas Real Estate Strategist & Broker

TREC #613383-B27+ YearsDFW Local Expert
Texas Real Estate Broker · TREC #613383-B
California Real Estate Broker · DRE #01259344
27+ Years in Real Estate & Mortgage
1,000+ Transactions Closed in CA & TX
Former Fannie Mae QC Underwriter
Former Top-Producing Mortgage Loan Originator
Freddie Mac Certified Credit Consultant
Former Certified Homebuyer Educator
Real Estate Investor
Healthy Home Advocate

Denise built her track record closing 1,000+ transactions in California before bringing that expertise to Texas. Licensed in both states, she brings 27 years of real estate, mortgage, and credit knowledge to every DFW client.

Last reviewed: 2025
View Full Profile & Credentials

2025 FHA Limit

$524,225

Johnson County · Single-family

FHA Calculator

Denise Abrams · Texas Real Estate Strategist & Broker · TREC #613383-B · Affiliated with NB Elite Realty #592599-BB