Midlothian, TX Real Estate — Homes for Sale | Denise Abrams
One of the fastest-growing cities in Ellis County — Midlothian offers new construction, top schools, and affordable prices southwest of Dallas.
County
Ellis CountyPopulation
35,000+
Median Home Price
$360,000
FHA Loan Limit (2025)
$524,225
ZIP Codes
76065
Live MLS Data
Search Homes in Midlothian
Filter by price, beds, baths, and property type — or browse sold comps, AI-powered search, and virtual tours below.
Click a tab above to run an AI-powered search or browse virtual tours — or click Sold & Pending to view recent comps.
Living in Midlothian
Midlothian is one of the fastest-growing cities in the DFW Metroplex, attracting families and professionals who want new construction, top-rated schools, and relative affordability in the southwestern suburbs. Known as the "City of Industry" for its cement manufacturing heritage, Midlothian has evolved into a thriving residential community with excellent schools, growing retail, and easy access to Dallas, Fort Worth, and Waxahachie. The city's rapid growth has brought new master-planned communities and modern amenities while maintaining its community character.
FHA Loan Limits — Ellis County (2025)
The 2025 FHA loan limit for Midlothian, Ellis County, Texas is $524,225 for a single-family home. FHA loans require as little as 3.5% down and are ideal for first-time buyers and those with credit scores as low as 580. Multi-unit FHA limits allow house-hacking strategies with low down payments.
1-Unit (Single Family)
$524,225
2-Unit (Duplex)
$671,200
3-Unit (Triplex)
$811,275
4-Unit (Fourplex)
$1,008,300
Why FHA Limits Matter for Midlothian Buyers
With a median home price of $360,000 in Midlothian, the $524,225 FHA limit covers the vast majority of homes in this market. FHA loans allow 3.5% down (vs. 20% conventional), making homeownership accessible. Combined with Ellis County down payment assistance programs, many buyers can purchase with minimal out-of-pocket costs.
New Construction vs. Resale — Midlothian
Midlothian's housing market is approximately 45% new construction and 55% resale. Midlothian is one of DFW's fastest-growing cities with top-rated Midlothian ISD schools. New construction dominates with modern master-planned communities. Excellent value compared to northern DFW suburbs.
New Construction
45%TOP BUILDERS
Resale Homes
55%Investor tip: Midlothian's rapid growth and proximity to Fort Worth/Mansfield create strong appreciation.
Market Trend: 📈 Growing
Active communities: Walnut Grove, Mockingbird Hill, Shiloh Ranch
Buying a Home in Midlothian
Midlothian offers excellent value with median prices around $360,000. New construction is abundant, and master-planned communities offer modern amenities. Midlothian ISD is a top draw for families. Denise Abrams helps buyers navigate Midlothian's growing market.
Buyer Resources for Midlothian
Selling Your Home in Midlothian
Midlothian sellers benefit from strong demand from families seeking new construction and top schools. The city's rapid growth ensures a consistent buyer pool. Denise's marketing strategy maximizes exposure for your Midlothian property.
Seller Resources for Midlothian
Real Estate Investing in Midlothian
Midlothian offers strong investment potential with consistent rental demand and appreciation driven by the city's rapid growth. New construction creates opportunities for investors seeking modern properties.
Schools & Education in Midlothian
Midlothian ISD is a highly regarded school district with strong academic and extracurricular programs. Midlothian High School is known for its athletics and academics.
School Districts
Attractions & Amenities in Midlothian
Midlothian offers residents and visitors a rich variety of attractions, parks, entertainment venues, and community amenities.
Major Employers in Midlothian
Midlothian's economy is anchored by a diverse mix of employers across industries — supporting strong job growth, housing demand, and long-term real estate appreciation.
Midlothian Market Overview
Midlothian's real estate market is characterized by strong new construction activity and consistent demand from families. Median prices around $360,000 offer value compared to northern DFW suburbs. The market is active with new communities opening regularly.
Frequently Asked Questions — Midlothian Real Estate
Answered by Denise Abrams · Texas Real Estate Broker · TREC #613383-B · View Full Profile
Is Midlothian TX a good place to buy a home?
Yes. Midlothian offers new construction, top-rated schools, and competitive prices. It's one of the fastest-growing cities in the DFW Metroplex.
What are home prices in Midlothian TX?
Midlothian median home prices are approximately $360,000. New construction communities offer modern homes at competitive prices.
What school district is Midlothian in?
Midlothian is served by Midlothian ISD, a highly regarded school district in Ellis County.
Is there new construction in Midlothian TX?
Yes. Midlothian has significant new construction activity with multiple master-planned communities from major builders.
What is the FHA loan limit for Midlothian, TX?
The 2025 FHA loan limit for Midlothian, Ellis County, Texas is $524,225 for a single-family home. For multi-unit properties: duplex $671,200, triplex $811,275, fourplex $1,008,300. FHA loans require as little as 3.5% down with a 580+ credit score. Contact Denise Abrams for FHA pre-approval guidance.
Should I buy new construction or resale in Midlothian?
Midlothian's market is approximately 45% new construction and 55% resale. New construction median price is $380,000 vs. $310,000 for resale. Midlothian is one of DFW's fastest-growing cities with top-rated Midlothian ISD schools. New construction dominates with modern master-planned communities. Denise Abrams represents buyers in both new construction and resale transactions — contact her for a free consultation.
Who is the best real estate agent in Midlothian, TX?
Denise Abrams is a Texas Real Estate Broker (TREC #613383-B) with 27+ years working with buyers, sellers, and investors across every market condition and price point. She brings the full picture in-house — buyer representation, seller strategy, investment analysis, mortgage knowledge, and credit consulting — all from one trusted professional. Now serving Midlothian and all of Ellis County. Contact Denise at [email protected].
Ellis County Real Estate
Midlothian is located in Ellis County, Texas. Explore all cities, DPA programs, FHA limits, and market data for the entire county.
Explore Ellis CountyExplore Nearby DFW Cities
Talk to Denise About Midlothian
Expert Author · E-E-A-T Verified
Denise built her track record closing 1,000+ transactions in California before bringing that expertise to Texas. Licensed in both states, she brings 27 years of real estate, mortgage, and credit knowledge to every DFW client.
Denise Abrams · Texas Real Estate Strategist & Broker · TREC #613383-B · Affiliated with NB Elite Realty #592599-BB