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Denise Abrams — Texas Real Estate Broker

Expert Content by Denise Abrams DFW Down Payment Assistance Programs Specialist

Texas Broker · TREC #613383-B · CA Broker · DRE #01259344 · 1,000+ Transactions Closed in CA & TX

VERIFIED EXPERT

Dallas–Fort Worth Metroplex

Down Payment Assistance Programs

Grants, forgivable loans, and zero-down programs available in the DFW area. Select your city to see programs you may qualify for.

32 Cities Available

Not sure where to start?

Let Denise Find Your Best Program

With 27 years of experience in real estate and mortgage lending, Denise helps buyers identify down payment assistance opportunities that may fit their qualifications, goals, and financial situation — free of charge.

Reserve My Free Consultation →

Down Payment Assistance

Think You Need 20% Down?
You May Qualify For Much Less.

Program

Possible Down Payment

USDA Loan
0%
VA Loan
0%
FHA Loan
3.5%
Conventional
3%
Local DPA Programs
May cover down payment entirely

What Lenders Really Look For

Credit score
Income and employment history
Debt-to-income ratio
Assets and reserves
Overall financial picture

Most buyers are closer to homeownership than they think. The key is knowing which program fits your situation — and that's exactly what I help you figure out.

Program availability subject to lender guidelines, income limits, and property eligibility. Not all applicants will qualify.