Waxahachie, TX Real Estate — Homes for Sale | Denise Abrams
The Crape Myrtle Capital of Texas — Waxahachie offers historic charm, the Scarborough Renaissance Festival, and affordable prices south of Dallas.
County
Ellis CountyPopulation
45,000+
Median Home Price
$295,000
FHA Loan Limit (2025)
$524,225
ZIP Codes
75165, 75167
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Living in Waxahachie
Waxahachie is one of the most charming cities in North Texas, known for its stunning 1895 Ellis County Courthouse, Victorian-era Gingerbread Trail homes, and the famous Scarborough Renaissance Festival. The city offers a rare combination of historic character, small-town charm, and modern amenities — all at prices well below the DFW average. Waxahachie's location on I-35E, just 30 miles south of Dallas, makes it increasingly attractive to buyers seeking affordability and character without sacrificing urban access.
FHA Loan Limits — Ellis County (2025)
The 2025 FHA loan limit for Waxahachie, Ellis County, Texas is $524,225 for a single-family home. FHA loans require as little as 3.5% down and are ideal for first-time buyers and those with credit scores as low as 580. Multi-unit FHA limits allow house-hacking strategies with low down payments.
1-Unit (Single Family)
$524,225
2-Unit (Duplex)
$671,200
3-Unit (Triplex)
$811,275
4-Unit (Fourplex)
$1,008,300
Why FHA Limits Matter for Waxahachie Buyers
With a median home price of $295,000 in Waxahachie, the $524,225 FHA limit covers the vast majority of homes in this market. FHA loans allow 3.5% down (vs. 20% conventional), making homeownership accessible. Combined with Ellis County down payment assistance programs, many buyers can purchase with minimal out-of-pocket costs.
New Construction vs. Resale — Waxahachie
Waxahachie's housing market is approximately 38% new construction and 62% resale. Waxahachie offers small-town charm with historic Victorian architecture and growing new construction. Affordable prices and Ellis County tax rates attract buyers priced out of Dallas suburbs.
New Construction
38%TOP BUILDERS
Resale Homes
62%Investor tip: Waxahachie's affordability and growth along I-35E corridor create strong appreciation potential.
Market Trend: 📈 Growing
Active communities: Creekside, Meadow Creek, Ovilla Road area
Buying a Home in Waxahachie
Waxahachie offers excellent value with median prices around $295,000. Historic homes in the Gingerbread Trail district, new construction in master-planned communities, and rural properties on acreage are all available. Denise Abrams helps buyers navigate Waxahachie's unique market.
Buyer Resources for Waxahachie
Selling Your Home in Waxahachie
Waxahachie sellers benefit from strong demand from buyers seeking historic character, affordability, and small-town charm. The city's unique appeal and growing population attract buyers from across DFW.
Seller Resources for Waxahachie
Real Estate Investing in Waxahachie
Waxahachie offers solid investment fundamentals with affordable prices, consistent rental demand, and appreciation potential as the city grows. Historic properties offer unique value-add opportunities.
Schools & Education in Waxahachie
Waxahachie ISD serves the city with strong academic and extracurricular programs. Waxahachie High School is known for its athletics and fine arts.
School Districts
Attractions & Amenities in Waxahachie
Waxahachie offers residents and visitors a rich variety of attractions, parks, entertainment venues, and community amenities.
Major Employers in Waxahachie
Waxahachie's economy is anchored by a diverse mix of employers across industries — supporting strong job growth, housing demand, and long-term real estate appreciation.
Waxahachie Market Overview
Waxahachie's real estate market offers excellent value with median prices around $295,000. Historic homes, new construction, and acreage properties are all available. The city's unique character and growing population support consistent demand.
Frequently Asked Questions — Waxahachie Real Estate
Answered by Denise Abrams · Texas Real Estate Broker · TREC #613383-B · View Full Profile
Is Waxahachie TX a good place to buy a home?
Yes. Waxahachie offers historic charm, affordable prices, and easy Dallas access. It's one of the most unique and charming cities in North Texas.
What are home prices in Waxahachie TX?
Waxahachie median home prices are approximately $295,000. Historic homes and acreage properties vary widely.
What school district is Waxahachie in?
Most of Waxahachie is served by Waxahachie ISD.
What is the Scarborough Renaissance Festival?
The Scarborough Renaissance Festival is the largest Renaissance festival in Texas, held in Waxahachie each spring. It draws hundreds of thousands of visitors annually.
What is the FHA loan limit for Waxahachie, TX?
The 2025 FHA loan limit for Waxahachie, Ellis County, Texas is $524,225 for a single-family home. For multi-unit properties: duplex $671,200, triplex $811,275, fourplex $1,008,300. FHA loans require as little as 3.5% down with a 580+ credit score. Contact Denise Abrams for FHA pre-approval guidance.
Should I buy new construction or resale in Waxahachie?
Waxahachie's market is approximately 38% new construction and 62% resale. New construction median price is $340,000 vs. $275,000 for resale. Waxahachie offers small-town charm with historic Victorian architecture and growing new construction. Affordable prices and Ellis County tax rates attract buyers priced out of Dallas suburbs. Denise Abrams represents buyers in both new construction and resale transactions — contact her for a free consultation.
Who is the best real estate agent in Waxahachie, TX?
Denise Abrams is a Texas Real Estate Broker (TREC #613383-B) with 27+ years working with buyers, sellers, and investors across every market condition and price point. She brings the full picture in-house — buyer representation, seller strategy, investment analysis, mortgage knowledge, and credit consulting — all from one trusted professional. Now serving Waxahachie and all of Ellis County. Contact Denise at [email protected].
Ellis County Real Estate
Waxahachie is located in Ellis County, Texas. Explore all cities, DPA programs, FHA limits, and market data for the entire county.
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Talk to Denise About Waxahachie
Expert Author · E-E-A-T Verified
Denise built her track record closing 1,000+ transactions in California before bringing that expertise to Texas. Licensed in both states, she brings 27 years of real estate, mortgage, and credit knowledge to every DFW client.
Denise Abrams · Texas Real Estate Strategist & Broker · TREC #613383-B · Affiliated with NB Elite Realty #592599-BB