Real Estate Calculator Center

Home Affordability

Find your maximum purchase price based on income, debts, and down payment.

Mortgage Payment (PITI)

Calculate your full monthly payment including taxes, insurance, HOA, and PMI.

FHA Loan Calculator

Estimate your FHA payment with 3.5% down, upfront MIP, and annual MIP.

VA Loan Calculator

Zero-down VA loan estimate with funding fee for eligible veterans.

USDA Loan Calculator

Zero-down USDA rural loan estimate with guarantee fee and annual fee.

Closing Cost Calculator

Estimate Texas buyer closing costs including lender fees, title, and escrows.

Buyer Title Estimator

Estimate Texas title insurance and settlement costs for buyers.

Rent vs. Buy

Compare total cost of renting vs. buying over your chosen time horizon.

Amortization Calculator

See how your loan balance decreases over time with a full yearly schedule.

PMI Calculator

Estimate monthly PMI and find out how much principal paydown removes it.

Seller Net Sheet

Estimate your net proceeds after mortgage payoff, commission, title, and costs.

Home Equity Calculator

Calculate your current equity position and loan-to-value ratio.

Seller Title Estimator

Estimate Texas title insurance and settlement costs for sellers.

Commission Calculator

Calculate listing and buyer-side commission amounts at any rate.

Capital Gains Estimator

Estimate taxable capital gains with primary residence exclusion.

Repair ROI Calculator

Evaluate whether pre-sale repairs and improvements are worth the cost.

Rental Cash Flow

Full monthly cash flow analysis with vacancy, management, and all expenses.

Cap Rate Calculator

Calculate NOI and cap rate to compare investment properties.

Cash-on-Cash Return

Measure annual cash return on your total invested capital.

Fix & Flip Calculator

Estimate profit, ROI, and MAO for renovation and resale projects.

BRRRR Calculator

Analyze Buy, Rehab, Rent, Refinance, Repeat deals with cash-left-in metrics.

DSCR Calculator

Calculate Debt Service Coverage Ratio for investment loan qualification.

ARV & MAO Calculator

Calculate After Repair Value and Maximum Allowable Offer using the rule.

House Hack Calculator

See your effective housing cost when rental income offsets your mortgage.

Total ROI Calculator

All-in annual return including cash flow, appreciation, paydown, and tax benefits.