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Kaufman County, TX Real Estate Guide | Denise Abrams

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Dallas–Fort Worth Metroplex · Texas

Kaufman County is one of DFW's fastest-growing counties, driven primarily by Forney's explosive growth east of Dallas along US-80. The county offers some of DFW's most affordable housing with lower property tax rates than Dallas County. Forney's master-planned communities (Travis Ranch, Devonshire, Clements Ranch) attract first-time buyers and families priced out of Dallas suburbs.

Population

175,000+

Cities Served

4+

FHA Limit (2025)

$524,225

FHA Loan Limits — Kaufman County (2025)

The 2025 FHA loan limit for Kaufman County, Texas is $524,225 for a single-family home. These limits apply to all cities within Kaufman County including Forney, Kaufman, Terrell, Crandall, and more. FHA loans require as little as 3.5% down with a 580+ credit score.

1-Unit

$524,225

2-Unit

$671,200

3-Unit

$811,275

4-Unit

$1,008,300

Down Payment Assistance — Kaufman County

TSAHC — up to 5% DPA grant for income-qualified buyers
My First Texas Home — 30-year fixed + DPA
SETH 5 Star Texas Advantage Program
FHA loans — 3.5% down with 580+ credit score
USDA loans — 0% down for eligible rural areas (most of Kaufman County qualifies)
VA loans — 0% down for eligible veterans
View All DPA Programs

Kaufman County Market Overview

Kaufman County offers exceptional affordability with median home prices ranging from $210,000 in Terrell to $295,000 in Forney. New construction dominates in Forney with multiple master-planned communities. The county's lower tax rates and affordable land costs make it attractive for buyers seeking value within commuting distance of Dallas. The 2025 FHA loan limit of $524,225 covers all homes in Kaufman County.

Kaufman County Real Estate FAQ

Answered by Denise Abrams · TREC #613383-B

What is the FHA loan limit for Kaufman County, TX?

The 2025 FHA loan limit for Kaufman County, Texas is $524,225 for a single-family home. This applies to all Kaufman County cities including Forney, Kaufman, Terrell, and Crandall.

Does Kaufman County qualify for USDA loans?

Yes. Most of Kaufman County qualifies for USDA Rural Development loans with 0% down payment. Even Forney has USDA-eligible areas. This makes Kaufman County one of the best places in DFW for zero-down home purchases. Denise Abrams can verify eligibility for specific addresses.

Is Forney a good place to buy a home?

Yes. Forney is one of DFW's fastest-growing cities with new construction master-planned communities, affordable prices, and easy access to Dallas via US-80. Median home prices around $295,000 with Kaufman County's lower tax rates offer exceptional value.

How far is Kaufman County from Dallas?

Forney is approximately 20-25 miles east of downtown Dallas via US-80, a 25-35 minute commute. Kaufman city is about 35 miles east. The county offers suburban living with reasonable Dallas access.

Who is the best real estate agent in Kaufman County?

Denise Abrams is a Texas Real Estate Broker (TREC #613383-B) with 27+ years of DFW experience serving Kaufman County. Contact Denise at deniseabrams.com.

Expert Author · E-E-A-T Verified

Denise Abrams — Texas Real Estate Broker, DFW Real Estate Strategist

Denise Abrams

Texas Real Estate Strategist & Broker

TREC #613383-B27+ YearsDFW Local Expert
Texas Real Estate Broker · TREC #613383-B
California Real Estate Broker · DRE #01259344
27+ Years in Real Estate & Mortgage
1,000+ Transactions Closed in CA & TX
Former Fannie Mae QC Underwriter
Former Top-Producing Mortgage Loan Originator
Freddie Mac Certified Credit Consultant
Former Certified Homebuyer Educator
Real Estate Investor
Healthy Home Advocate

Denise built her track record closing 1,000+ transactions in California before bringing that expertise to Texas. Licensed in both states, she brings 27 years of real estate, mortgage, and credit knowledge to every DFW client.

Last reviewed: 2025
View Full Profile & Credentials

2025 FHA Limit

$524,225

Kaufman County · Single-family

FHA Calculator

Denise Abrams · Texas Real Estate Strategist & Broker · TREC #613383-B · Affiliated with NB Elite Realty #592599-BB