Dallas County, TX Real Estate Guide | Denise Abrams
Dallas County is the most populous county in Texas with 2.6 million residents. Home to the city of Dallas — a global financial, technology, and cultural hub — Dallas County offers extraordinary diversity in real estate from urban luxury condos and historic neighborhoods to affordable suburban communities. Major employers include AT&T, Southwest Airlines, Comerica, and hundreds of Fortune 500 companies. DART rail connects most Dallas County cities, making car-free commuting possible.
Population
2.6 Million+
Cities Served
12+
FHA Limit (2025)
$524,225
Cities in Dallas County
Dallas
County seat · Major urban center
Irving
Las Colinas · DFW Airport
Garland
Affordable · DART access
Mesquite
Affordable · I-30 corridor
Grand Prairie
Central DFW · Mira Lagos
Carrollton
CFBISD · DART access
Richardson
Telecom Corridor · RISD
Rowlett
Lake Ray Hubbard · DART
DeSoto
Growing · DeSoto ISD
Duncanville
Affordable · DART access
Cedar Hill
Joe Pool Lake · Cedar Hill ISD
Lancaster
Affordable · Growing
FHA Loan Limits — Dallas County (2025)
The 2025 FHA loan limit for Dallas County, Texas is $524,225 for a single-family home. These limits apply to all cities within Dallas County including Dallas, Irving, Garland, Mesquite, and more. FHA loans require as little as 3.5% down with a 580+ credit score.
1-Unit
$524,225
2-Unit
$671,200
3-Unit
$811,275
4-Unit
$1,008,300
Down Payment Assistance — Dallas County
Dallas County Market Overview
Dallas County's real estate market is the most diverse in DFW. Urban Dallas offers luxury condos, historic bungalows, and modern townhomes. Suburban cities like Richardson and Carrollton offer top-rated schools and corporate proximity. Affordable cities like Garland, Mesquite, and Lancaster offer excellent value for first-time buyers and investors. The 2025 FHA loan limit of $524,225 covers most homes in Dallas County, and multiple DPA programs are available for qualified buyers.
Dallas County Real Estate FAQ
Answered by Denise Abrams · TREC #613383-B
What is the FHA loan limit for Dallas County, TX?
The 2025 FHA loan limit for Dallas County, Texas is $524,225 for a single-family home. This applies to all Dallas County cities including Dallas, Irving, Garland, Mesquite, Grand Prairie, Carrollton, Richardson, Rowlett, DeSoto, Duncanville, Cedar Hill, and Lancaster.
What are the most affordable cities in Dallas County?
The most affordable cities in Dallas County include Lancaster (median ~$250,000), Duncanville (~$265,000), Mesquite (~$255,000), and Garland (~$270,000). These cities offer excellent value with DART access and proximity to Dallas employment centers.
Is there down payment assistance in Dallas County?
Yes. Dallas County has some of the most generous DPA programs in Texas. The City of Dallas offers up to $60,000 for income-qualified buyers. TSAHC, My First Texas Home, and SETH programs also serve Dallas County. Denise Abrams specializes in DPA qualification — call .
What is the best neighborhood in Dallas for real estate investment?
Top Dallas County investment areas include Oak Cliff and South Dallas (appreciation plays), Garland and Mesquite (cash flow), Richardson near CityLine (corporate rental demand), and Rowlett near Lake Ray Hubbard (lifestyle appreciation). Denise Abrams provides full investment analysis.
Who is the best real estate agent in Dallas County?
Denise Abrams is a Texas Real Estate Broker (TREC #613383-B) with 27+ years of DFW experience serving all Dallas County cities. Contact Denise or email [email protected].
Expert Author · E-E-A-T Verified
Denise built her track record closing 1,000+ transactions in California before bringing that expertise to Texas. Licensed in both states, she brings 27 years of real estate, mortgage, and credit knowledge to every DFW client.
Denise Abrams · Texas Real Estate Strategist & Broker · TREC #613383-B · Affiliated with NB Elite Realty #592599-BB